Risk Management

Long Term Care insurance

When planning your retirement, you need to consider your future health care needs. Long term care insurance can help you protect your retirement plan by allowing you to maintain your standard of living.

Have you thought about what your future will be like if you’re not able to take care of yourself? Have you planned for long term care such as nursing care or home care services? After living independently, it is reasonable to anticipate the need for care. You will perhaps first need care while living at home, then in a retirement home or seniors’ residence and eventually in a nursing home. Have you explored the cost of such living arrangements? It could cost thousands of dollars a month.


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